Commercial Insights

Analysis and practical guides on commercial.

85 articles, checklists, and guides on commercial law, written by the attorneys at MC Law. Every piece is general information, not legal advice — for a specific matter, contact the firm.

CommercialInternational Trade

Contracting for a Cross-Border Sale of Goods: A Practical Guide

A cross-border sale of goods contract has to do more than a domestic one, because the default rules are different and because the transaction crosses borders, currencies, carriers, and customs regimes. This guide runs the drafting decisions in order: whether to keep or exclude the CISG and how to do it properly, which Incoterm fits the actual logistics, how payment and documents interlock with the delivery term, and what to say about warranties, remedies, and notice. It then covers the compliance layer that domestic contracts do not need — export controls, sanctions, customs, and product regulation — and the dispute resolution choices that determine whether a judgment is worth anything. It closes with a negotiating sequence and the errors that recur.

Casey Scott McKaySeptember 5, 202629 min read

CommercialSupply Chain

Contract Manufacturing Review Checklist: A Practical Checklist

This checklist reviews a contract manufacturing relationship from supplier diligence through exit, organized around the provisions that matter when the relationship goes wrong rather than when it is going well. It covers the contract architecture that keeps purchase orders from overwriting the agreement, tooling ownership with the unconditional release right that makes ownership real, capacity commitments and forecast zones, the quality agreement, and change control including the plant relocation case people forget to name. Later sections address pricing with the audit that keeps it honest, warranty and epidemic failure carved out of the liability cap, intellectual property and documentation delivered quarterly rather than on termination, supply chain compliance obligations that land on the customer, and supplier insolvency preparation. Closing sections cover ongoing management, deterioration, transfer execution, and the manufacturer's legitimate positions. Every item is written so a "no" tells you what to do next.

Casey Scott McKaySeptember 5, 202611 min read

CommercialSupply Chain

Contract Manufacturing and Hardware Supply Agreements: Tooling, Capacity, Quality, and Exit

A contract manufacturing relationship is easy to enter and extraordinarily difficult to leave, and almost every dispute in it traces to a term nobody negotiated at the start. This article works through what actually governs a hardware supply relationship: the ownership of tooling and who can hold it hostage, capacity and allocation when the manufacturer has other customers, the quality agreement that sits beside the commercial one and is usually written by people who never read it, and the change control that determines whether the product you ship is the product you qualified. It then covers the failure modes — epidemic defects, recalls, forced labor and origin compliance, and supplier insolvency — and closes with the exit, which is the provision that determines whether the relationship is a partnership or a hostage situation. A running example follows one hardware company through a transfer.

Casey Scott McKaySeptember 5, 202628 min read

CommercialAntitrust

Assessing Robinson-Patman Exposure in a Pricing Program: A Practical Guide

Assessing Robinson-Patman exposure is an evidentiary exercise before it is a legal one, because the answer depends on facts most companies have never assembled. This guide runs the assessment: mapping net prices by customer, identifying which customers actually compete, and testing every differential against an available justification. It then covers remediation in the order that matters — promotional programs first because they approach strict liability, then functional discounts, then the price tiers themselves. It explains how to build a cost justification study that will hold, how to institute meeting competition documentation that actually works, and how to train a sales force whose emails are the usual source of damaging evidence. It closes with the privilege considerations that shape how the assessment is conducted.

Casey Scott McKaySeptember 5, 202629 min read

CommercialContract

Contract Construction Toolkit: Canons, Clauses, and Dispute Positioning

A working kit for the two sides of contract construction. Section A is a reference table of the canons with what each actually decides and how to defeat it. Section B is model language for the fifteen clauses that most often determine how a contract is read, each with a note on what the language is doing. Section C is dispute positioning: the summary judgment posture, a discovery request set aimed at course of performance, an argument sequence, and a sample brief skeleton. Section D collects the primary authorities.

Casey Scott McKayAugust 19, 202618 min read

CommercialContract

Contract Interpretation and Ambiguity Review Checklist: A Practical Checklist

This checklist works in two directions. For a drafter it runs the consistency and ambiguity review that catches the defects introduced in the last negotiation rounds, clause by clause, with the specific formulations that cause trouble flagged. For a litigator it runs the interpretation analysis in the order that decides cases: the forum's threshold rule on extrinsic evidence, the strongest textual argument, the course of performance record that is admissible everywhere, the parol evidence analysis, and only then the canons. A final section covers whether interpretation is the right frame at all.

Casey Scott McKayAugust 5, 20269 min read

CommercialConsumer Protection

Consumer Debt Defense Toolkit: Validation, Litigation, and Judgment Exemptions

This toolkit collects every document a consumer or their counsel needs from the first collection letter through post-judgment exemption practice. It supplies the thirty-day validation dispute that halts collection, the cease communication letter and the warning about when not to send it, the credit report dispute that triggers a privately enforceable furnisher duty, an answer and affirmative defense template, a full discovery set aimed at the chain of title, the requests for admission that end cases, the arbitration motion framework, settlement terms that avoid new problems, and the exemption and vacatur filings that come after. It also includes a limitations analysis worksheet and a judgment proof worksheet.

Casey Scott McKayJuly 3, 202611 min read

CommercialAgriculture

Farm and Ranch Legal Toolkit: Leases, Liens, Insurance, and Succession

This toolkit supplies the working documents of a farm operation. It contains cash rent and crop share lease templates with the clauses that decide disputes, a termination notice letter, a farmland purchase diligence worksheet, a water right verification form, the PACA invoice language and the packers and stockyards preservation notice, a lien search protocol, a crop insurance and program deadline calendar, a program eligibility worksheet, a two entity structure model, a pesticide drift incident protocol, agritourism signage requirements, a grain contract review sheet, and a succession family agreement outline.

Casey Scott McKayJune 24, 202615 min read

CommercialFranchising

Franchise Disclosure Document Review Checklist: A Practical Checklist

The franchise disclosure document contains nearly everything a prospective franchisee needs to evaluate an opportunity, and most buyers do not read it carefully because it arrives at four hundred pages during an emotional decision. The items that predict outcomes are not the ones the sales process emphasizes. This checklist works item by item through the disclosure document, with particular attention to the four that matter most: Item 3 litigation, which shows how the franchisor treats franchisees when things go badly; Item 19, which is the only place earnings claims may be made and which a third of franchisors omit entirely; Item 20, whose outlet tables reveal the system's actual failure rate; and Item 21, which shows whether the franchisor can deliver the support it promised. It closes with the validation calls that are worth more than the entire document.

Casey Scott McKayJune 18, 202611 min read

CommercialInternational Trade

Customs and Trade Compliance Toolkit: Rulings, Protests, Penalties, and Duty Savings

This toolkit supplies the working documents of an import compliance program. It contains a classification worksheet with the General Rules of Interpretation applied in order, a landed cost model, an assist identification form routed through accounts payable and engineering, a supplier origin declaration, a binding ruling request outline, protest and prior disclosure templates, a penalty mitigation framework, a drawback and duty savings analysis, first sale documentation requirements, a broker instruction letter, a recordkeeping matrix, and the audit response file that demonstrates reasonable care.

Casey Scott McKayJune 10, 202614 min read

CommercialAdvertising and Marketing

Promotions and Prize Marketing Toolkit: Rules, Registration, and Platform Compliance

This toolkit assembles the documents a promotions program runs on. It contains a design brief for the marketing team, a mechanic decision matrix mapping each promotion type to its legal profile, a modular official rules template with the alternative method of entry and error provisions that matter most, an abbreviated rules block for advertising assets, a registration threshold worksheet, influencer agreement and entrant disclosure language, the winner documents including the affidavit and releases, notification and disqualification letters, a launch review form, and a records retention schedule.

Casey Scott McKayMay 19, 202613 min read

CommercialProduct Regulation

Food and Beverage Compliance Toolkit

Food and beverage businesses answer to more agencies than almost any other consumer industry, and the boundaries between them are historical rather than logical. The failures are predictable and cheap to prevent: an ingredient whose regulatory status nobody confirmed, a claim that converts a food into an unapproved drug, a label defect discovered after a print run, and a recall the company cannot scope because the lot code is on a carton the consumer threw away. This toolkit runs the arc from product concept through a recall: determining which agency labels the product, confirming every ingredient's status, building the food safety plan the Food Safety Modernization Act requires, constructing the label panel by panel, substantiating claims before they are made, managing co-packers and importers, and preparing for the two exposures that end companies rather than merely costing money. It closes with a worked sequence from a home kitchen to national distribution, and with the compliance calendar that turns all of it into a routine rather than a project.

Casey Scott McKayMay 4, 202614 min read