Summary. Fourteen documents. The first one is the one that matters most.
Read this first
Every protection in subsidized housing law is exercised by responding to a letter within a short deadline — usually ten to fourteen days. A hearing you did not request is a hearing you do not get, no matter how strong your case would have been.
So the first template here is thirty words long, requires you to know nothing, and preserves everything. Send it the day the letter arrives. Figure out the rest afterward.
Two habits behind every document below:
Prove the date. Hand delivery with a stamped copy, certified mail, or email. A letter you cannot prove you sent is a letter you did not send.
Keep the copy. All of them. In one folder. Forever.
Template 1 — Hearing request
The most important document in this toolkit. Send it the day the letter arrives, before you have any idea what your defense is.
RE: Request for hearing — [Your name], [Address / Unit], [Tenant or client ID]
To: [Housing Authority / Owner] Date: [ ]
I received your letter dated [date] regarding [proposed termination of assistance / proposed termination of tenancy / repayment demand / rent determination].
I am requesting the hearing described in that letter.
Please confirm the hearing date and time in writing.
Please provide copies of all documents you intend to rely on at the hearing, including the rent calculation worksheets for all periods at issue, the income verification or wage match, my recertification file, the notices sent to me, and the relevant sections of your administrative plan.
I may be represented at the hearing and I may present evidence and question witnesses.
[Name] · [Address] · [Phone] · [Email]
Delivered by [hand, with stamped copy retained / certified mail no. ___ / email to ___] on [date].
Note. The document request in the fourth paragraph is not boilerplate. In most programs the authority may not rely at the hearing on documents it refused to produce. Asking early creates that protection and often produces the error that wins the case.
Template 2 — Follow-up document production demand
Send if documents do not arrive within a week of the hearing request.
RE: Document request — hearing scheduled [date]
On [date] I requested copies of the documents you intend to rely on at the hearing scheduled for [date]. I have not received them.
Please provide, no later than [date — at least five days before the hearing]:
- Rent calculation worksheets for [each period], showing income sources counted, exclusions and deductions applied, the utility allowance used, and the effective date of the allowance schedule
- The income verification or wage match relied on, including the source and date
- My complete recertification file
- All notices sent to me regarding this matter, with dates of mailing
- Inspection reports for the unit
- The lease and all addenda
- The sections of the administrative plan governing [terminations / repayment / this determination]
I understand that documents not produced in response to this request may not be relied on at the hearing. If the hearing must be rescheduled to allow production, I request that it be rescheduled.
[Name] · [Date]
Template 3 — Informal review request (denied applicant)
Discretionary denials are reversed at meaningful rates. Almost nobody asks.
RE: Request for informal review of denial — [Name], Application No. [ ]
I received your letter dated [date] denying my application for [housing choice voucher / public housing / project-based assistance]. The stated reason was: "[quote exactly]."
I am requesting the informal review described in that letter.
Please provide the records relied on in making this determination, including any criminal history report, credit report, or landlord reference, so that I may review them for accuracy.
Mitigating information (enclosed):
- Time elapsed. The [event] occurred in [year], [N] years ago.
- Rehabilitation. [Certificate of completion from ___, dated ___. Letter from counselor at ___.]
- Employment. I have been employed at [employer] since [date]. A letter from my supervisor is enclosed.
- Housing history. I have rented at [address] since [date] with no lease violations. A letter from my landlord is enclosed.
- References. [Names, relationships, contact information.]
- My statement. [One short paragraph. Do not minimize. Describe what changed.]
[If applicable:] Reasonable accommodation. I have a disability that was a factor in the circumstances underlying this denial. I am requesting a reasonable accommodation that the denial be reconsidered in light of [the treatment now in place / the services now in place]. Documentation is enclosed.
[Name] · [Date]
Template 4 — Preference claim
RE: Local preference claim — [Name], Application No. [ ]
I am claiming the following local preferences under your administrative plan:
Preference Basis Documentation enclosed Residency I have lived at [address] in [jurisdiction] since [date] Lease, utility bill Working family Employed at [employer] since [date] Pay stubs, employer letter Disability [Household member] has a disability Provider letter Veteran [Member] served [branch, dates] DD-214 Displacement [Circumstance] [Documentation] Please confirm in writing that each preference has been applied to my application, and advise of my resulting position on the waiting list.
[Name] · [Date]
Note. The confirmation request is the point. Preferences claimed and not recorded are preferences not applied, and nobody discovers this until years later.
Template 5 — Income and household change report
The single most protective routine document in the program. Send it every time anything changes.
RE: Report of change — [Name], [Unit / Client ID] Date: [ ]
I am reporting the following change, effective [date of change]:
[ ] Income increase. [Household member] began [employment / receiving benefits] at [source] on [date], earning approximately $______ per [hour/week/month]. [Hours per week: ___.] Documentation: [first pay stub / award letter] enclosed.
[ ] Income decrease. [Household member]'s [employment ended / hours were reduced] on [date]. Prior income: $. Current income: $. Documentation enclosed. I request an interim recertification and a corresponding reduction in my rent portion.
[ ] Household composition. [Member] [moved in / moved out] on [date]. [Relationship. Age. Income, if any.] [If a live-in aide: I request approval of a live-in aide, who is not counted as a household member for income purposes; documentation of the disability-related need is enclosed.]
[ ] Other. [ ]
Please confirm receipt of this report and advise of any change to my rent portion.
[Name] · [Phone] · [Date] Delivered by [method] on [date].
Note. Send this for decreases as diligently as for increases. Households routinely overpay for months because nobody reported a lost shift, and there is generally no retroactive refund.
Template 6 — Medical expense log
For elderly or disabled households. This is the most overlooked money in the program, and it is claimed by keeping a piece of paper.
| Date | Provider / pharmacy | What | Amount paid | Reimbursed? | Net | Receipt # |
|---|---|---|---|---|---|---|
| $ | Y / N | $ |
Categories to capture — all year, not at recertification:
- Health insurance premiums, including Medicare Part B and D
- Dental and vision premiums
- Prescriptions
- Over-the-counter medicines a doctor recommends (get the recommendation in writing once)
- Co-pays and deductibles
- Medical transportation — mileage log, bus fare, taxi, paratransit fares
- Attendant care, home health, nursing
- Medical equipment and supplies
- Hearing aids, batteries, eyeglasses, contact lenses
- Dentures and dental work
- Service animal food, veterinary care, supplies
- Ongoing therapy and treatment
Annual total: $__________
Submit with recertification and ask explicitly: "Please confirm the unreimbursed medical expense deduction has been applied and show me the calculation."
Template 7 — Rent calculation audit worksheet
| Line | What it should be | What they used | Difference | Source |
|---|---|---|---|---|
| Annual income — member 1 | ||||
| Annual income — member 2 | ||||
| Income of members no longer in household | $0 | |||
| Income counted before start date | $0 | |||
| Total annual income | ||||
| Dependent allowance (× number of dependents) | ||||
| Elderly/disabled family allowance | ||||
| Unreimbursed medical expenses above threshold | ||||
| Childcare for work/school/job search | ||||
| Disability assistance expenses | ||||
| Adjusted annual income | ||||
| 30% of monthly adjusted | ||||
| 10% of monthly gross | ||||
| Minimum rent (hardship exemption available?) | ||||
| Total tenant payment (highest of the three) | ||||
| Utility allowance — schedule date | ||||
| Tenant rent |
Six errors to look for specifically:
- Income counted for periods before it began, or after it ended
- Income of a household member who has moved out
- Missing deductions — especially elderly/disabled and medical
- Wrong household size or dependent count
- Outdated utility allowance schedule
- Repayment periods reaching further back than the authority's own plan allows
Template 8 — Repayment agreement proposal
Do not ask for mercy. Propose a number.
RE: Proposed repayment agreement — [Name], [Unit / Client ID]
1. The corrected amount. Your notice of [date] states an amount owed of $. Based on the rent calculation worksheets you provided, I believe the correct amount is **$**, because:
- [Income was counted beginning (date); employment began (date) — see enclosed pay stub]
- [The elderly/disabled family allowance was not applied for (periods)]
- [Unreimbursed medical expenses of $______ were never claimed — documentation enclosed]
- [The utility allowance used was the (year) schedule; the (year) schedule was in effect]
2. My proposal. I propose to repay $______ per month, beginning [date], until paid in full. My current monthly income is $______ and my monthly rent portion is $______. This amount is what I can sustain without defaulting.
3. Circumstances. [The failure to report was not willful — (brief explanation). I have been a tenant for (N) years with no prior violations. (Any disability or hardship.)]
4. Request. I request that the proposed termination be withdrawn and this matter resolved through the repayment agreement above. I am prepared to sign an agreement today.
[Name] · [Date]
Note. Two features make this work: a corrected figure with a reason for each correction, and a monthly number you will actually pay. A defaulted agreement is worse than no agreement.
Template 9 — Reasonable accommodation letter
RE: Request for reasonable accommodation — [Name], [Unit / Client ID]
I have a disability that substantially limits [major life activity]. I am not disclosing my diagnosis, which I understand is not required.
I am requesting the following accommodation: [Specific — a repayment agreement of $___ per month · an extension of my voucher search term to (date) · an exception payment standard for an accessible unit · approval of a live-in aide · an additional bedroom for medical equipment · a transfer to a ground-floor unit · additional time to complete recertification · that the proposed termination be rescinded.]
The disability-related need: [One or two sentences connecting the disability to the request.]
[If the request relates to conduct:] The conduct underlying [the notice] was a manifestation of my disability. [Services now in place: ___, beginning ___.] With that support I am able to maintain the tenancy and comply with the lease.
A letter from my [provider] confirming the disability and the need is enclosed.
I am open to alternatives that meet the same need and welcome a conversation about them.
Please respond in writing by [date].
[Name] · [Date]
Provider letter — give your provider this exact template:
[Letterhead] · RE: [Patient name] · [Date]
[Patient] is my patient and has a disability that substantially limits one or more major life activities. As a result of that disability, [patient] requires [the specific accommodation]. This need is directly related to the disability.
[Signature, credentials, phone]
No diagnosis. No history. No records. Three sentences.
Template 10 — No-trespass agreement
For guest-conduct terminations. Under the one-strike standard the authority may terminate; giving it something concrete to approve instead is what prevents it.
NO-TRESPASS AGREEMENT AND HOUSEHOLD UNDERSTANDING
I, [tenant name], tenant of [unit, address], state:
- [Name of individual] is not a member of my household, is not on my lease, and does not reside in my unit.
- I have informed [name] that he/she is not permitted on the property, including the unit, the building, the parking areas, and the grounds.
- I will not permit [name] to enter the unit or the property for any reason.
- If [name] appears on the property, I will notify [property management / the housing authority] immediately.
- I understand that a violation of this agreement may be grounds for termination of my tenancy or assistance.
[Tenant signature] · [Date]
Acknowledged and received by [property manager / housing authority representative], [date].
[Where the individual will sign:] I, [name], acknowledge that I am barred from [property] and will not enter it. [Signature] · [Date]
Note. Deliver a copy to the authority, to property management, and to the individual. Keep proof of all three deliveries.
Template 11 — Search extension request
RE: Request for extension of voucher search term — [Name], Voucher No. [ ]
My voucher search term expires [date]. I am requesting an extension of [60] days.
Search efforts to date: I have [contacted ___ landlords / viewed ___ units / submitted ___ requests for tenancy approval]. A log is enclosed.
Circumstances beyond my control: [The unit at (address) failed inspection on (date) and the owner has not completed repairs — inspection report enclosed. / The rental market in this jurisdiction has few units at or below the payment standard. / (Other.)]
[If applicable:] I am requesting this extension as a reasonable accommodation. I have a disability that substantially limits [my mobility / my ability to travel to viewings / my ability to conduct a search independently], which has extended the time required to identify a suitable unit. A provider letter is enclosed.
[If applicable:] I am also requesting an exception payment standard, because the accessible units I have identified rent above the current standard. [Addresses and rents enclosed.]
Please respond in writing before my term expires.
[Name] · [Date]
Template 12 — Special inspection request
RE: Request for special inspection — [Unit, address]
I notified my landlord, [name], in writing on [date] of the following conditions. A copy of that notice is enclosed. They have not been repaired.
Condition Location Date first reported Effect No heat / furnace inoperable Whole unit Unit unheated since [date] I am requesting a special inspection of the unit.
Photographs are enclosed. I am available [days/times] and can be reached at [phone].
[Name] · [Date] Copy: [Landlord]
Template 13 — Response to a landlord billing an abated subsidy
RE: Notice dated [date] — amount demanded is the abated housing assistance payment
Your notice demands $______, which is the housing assistance payment abated by [housing authority] following the failed inspection of [date].
I am not responsible for the abated amount. That payment is withheld from you, as the owner, because the unit did not meet the required standards. It is not a tenant charge, and I cannot lawfully be charged for it or have my tenancy terminated over it.
My tenant portion of the rent is $______ per month, and it has been paid in full through [date]. Receipts are enclosed.
I have forwarded your notice to [housing authority] and to my [legal aid office / advocate].
Please withdraw the notice and confirm in writing that no amount is owed.
[Name] · [Date] Copy: [Housing authority]
Template 14 — One-page hearing summary
Bring four copies. Hand one to the hearing officer, one to the authority's representative, keep two.
HEARING SUMMARY — [Name], [Unit / Client ID], Hearing [date]
The notice. Dated [date]. Proposed action: [ ]. Stated ground: "[quote]."
What I dispute.
- [Fact, with the document that shows it — "Employment began March 14, not January 1. Pay stub, Tab A."]
- [Fact, with document.]
- [Fact, with document.]
Corrected amount. Notice states $. Corrected: **$**. Worksheet at Tab B.
Mitigation.
- Tenant since [date] — [N] years, no prior violations
- [Disability / age / household circumstances]
- [Treatment, employment, services now in place]
- Letters at Tabs C–E
What I am asking for. [One sentence. "That the termination be withdrawn and a repayment agreement of $85 per month, beginning October 1, be approved."]
Tabs: A — [ ] · B — rent calculation audit · C–E — letters · F — accommodation request and provider letter
The short version
- Request the hearing the day the letter arrives. Thirty words. It preserves everything.
- Ask for the documents. They usually cannot use what they will not give you.
- Check the arithmetic. Missing deductions and stale utility allowances are everywhere.
- Claim medical expenses if anyone is elderly or disabled. Keep receipts all year.
- Report changes in writing — increases and decreases both.
- Propose a specific number, not a plea.
- Ask for accommodations in writing, early, with a three-sentence provider letter and no diagnosis.
- Prove the date on everything.
Related documents
- Public and Subsidized Housing
- Applying for and Keeping Subsidized Housing
- Subsidized Housing Application and Hearing Checklist
- Landlord-Tenant Toolkit
- Disability Rights Toolkit
- Fair Housing and Lending Toolkit
- Self-Represented Litigant Toolkit
Educational only, not legal advice. Adapt every template to your housing authority's rules and your program. Deadlines are short and vary — read the letter.